Saturday, September 14, 2019

Speech About Vacation

Preparation outline for Persuasive Speech Specific purpose: To persuade my audience to support the legislation to provide everyone with four weeks paid vacation Central Idea: Adopted paid vacation legislation in the USA will help us to stay healthy, avoid stress and bond with our family. Introduction Attention: I. Do you know that more than 147 countries, including all developed countries, now have a law that guaranties paid vacation to every employee? But the United States is the only industrial country in the world which doesn’t have any legislation about it.What is more, from 1980 to present day we moved from 11th place in the world to 42nd based on vacation longevity, and we spend almost 2 months more at work each year than Western Europeans. II. I am personally also affected by absence of vacation legislation. I have two part time jobs, but unfortunately both my employers do not give me any paid vacation time. My story is not unique, because today in US around 60% of part -time workers don’t receive paid vacation benefits. III. Today, ladies and gentlemen, I would like to encourage you to support the legislation to provide everyone with four weeks paid vacation.Transition: We’ll start by looking at necessity to adopt the paid vacation legislation. Body Need I. Today in the United Stated vacation became a luxury for many Americans, and it is unreasonably short and can only voluntarily be provided by employers as a benefit. A. According to a study commissioned by Expedia. com, 13 days is the average vacation time in the U. S. 1. Average vacation time among the other countries – chart. (Expedia. com and Ray) 2. The Bureau of Labor Statistics a. 1 in 4 workers – no paid vacation b. 40% of American women earning less than $40,000 a year – no paid annual leave . Low-wage and part time workers and employees of small businesses a. Rebecca Ray in her publication No-vacation nation only 35% of part-time workers in the U. S. h ave a paid vacation. B. Paid vacation in the U. S. is only voluntarily provided by organizations.1. Vacation formula is based on years of service. a. Society for Human Resources Management – employees in middle and large-sized companies – work for 25 years to get a 4 week (Ray). C. American work-life is out of balance and we are losing necessary vacation time to stay healthy, avoid stress and bond with our family. . The U. S. Bureau of Labor Statistics: an average American works one month per year more today than in 1976. 2. Burnout and stress – lack of vacation time, timeday. com: it costs the U. S. economy over $300 billion a year. 3. Men who don’t take regular vacation are 32% more likely to die of a heart attack, and 21% more likely to die early of all causes. Women have 50% more risk of a heart attack. (www. timeday. org) 4. â€Å"Vacations are so important for family bonding†, said William Doherty, professor of Family Social Science at the Un iversity of Minnesota.The strong memories from childhood involve family vacations. And yet fewer families are taking them now (right2vacation. com). Transition: Now that you know the need of paid vacation legislation let’s look what can be done about it. Satisfaction: II. The lack of vacation time is a serious problem in the United States and the only way to solve this is to adopt a law guaranteeing 4 weeks paid vacation to every American. A. The adopted paid vacation law will provide a 4 week vacation to every person regardless of full-time or part-time status, company size, and years worked in the company.And this law would allow us to catch up to other nations. B. All developed countries and more than 70% of all countries in the world already have paid vacation laws, and every European worker gets a minimum of 4 weeks paid vacation, according to the New York Times C. More than two-thirds of Americans strongly support vacation law favoring 3 weeks of vacation and more, base d on the information from the poll results on Rifgt2Vacation. org D. And I know from my audience-analyst questionnaire that most of you also support such plan and would prefer to have 4 weeks of vacation or more.Transition: You can see that vacation time problem can be simply solved by passing such legislation. Now let’s look at effects of a government guaranteed vacation. Visualization: I. Such vacation legislation have worked in many countries, and in the United States it will improve health, family bonding and the life quality overall. A. You will work less and reduce time pressures, and it will give an opportunity to exercise, healthy eating habits and connection with family and friends. And you will likely to stay healthy with having less risk of stress or burnout. B. You would sleep better and your productivity and creativity will increase. C.You will have more time for stay connected with your family, and your future kids will enjoy family vacations and more time outsi de. Conclusion Action: The first paid vacation bill was introduced in the House of Representatives in May of 2009. You can help get it passed by signing the various online petitions. Here are the online sites where you can sign these petitions, and I also will pass you handouts, which provide this information. Here is another way how you can participate in the process: follow this link and print the poster, which you can distribute to your friends or place at work to encourage people to support this legislation. If we will all work together, we can get the paid vacation bill through the Senate and many of us will finally have a paid vacation.Worked cited: â€Å"2009 International Vacation Deprivationâ„ ¢ Survey Results. † . â€Å"Right 2 Vacation. † Take Back Your Time. Web. 15 May 2011. . Ray, Rebecca, John Schmitt . No-Vacation Nation. Washington: Center for Economic and Policy Research, 2007 Take Back Your Time Day. . Tugend, Alina. â€Å"Vacations Are Good for You, Medically Speaking†. New York Times 7 Jun. 2008 U. S. Bureau of Labor Statistics. Web. 15 May 2011. .

Friday, September 13, 2019

Nutrition Essay Example | Topics and Well Written Essays - 1250 words - 2

Nutrition - Essay Example For protein, the AMDR is 10 to 35% and the percent calories derived from my protein intake is found between the two limits. The AMDR for fat is 30 to 35% and the percent calories from my fat intake is again in between the two limits. Are there any nutrients from your diet that are above the recommended Tolerable Upper Limit (UL) – see front cover of the text for the table listing UL for various nutrients (please note that not all nutrients have an UL. Do you take a multivitamin? If so, after analyzing your diet, do you think you need to continue taking a multivitamin? If you do not take a multivitamin, do you think you need to take a multivitamin or do you think you can meet your needs by the foods you consume? According to the nutrition analysis that I have printed out, my intake of the following nutrients is 100% below the DRI: fiber (15.77%), calcium (41.76%), iron (81.3%), phosphorus (85.5%), ash (5.51%), vitamin A (74.87%), vitamin C (49.27%) and cholesterol (48.03%). Fiber is usually found in oats, seeds, beans, barley, peas, lentils, apples, citrus fruit, carrots, plums, and squash. Adding 3 apples, 2 potatoes with skin, 2 cups of lentil soup or 1 cup of bran in my diet would increase my intake of fiber. In order to address my calcium deficiency, I can add 2 cups of skim milk and 227 grams of yogurt in my daily diet. I should also add 10 cups of vegetables and two oranges a day in order to have more iron and vitamin C in my diet. With these additions to my diet, my lack of Vitamin A and cholesterol would also be addressed. The following nutrients, on the other hand, are above the 150% DRI: sodium (215.38%), thiamin (329.40%) and riboflavin (234.24%). Among these three, the quantity of sodium that I have consumed is the most alarming. For all three days, my consumption of sodium has gone over the tolerable upper limit of 2.3 grams per day. This excess can be a future cause of high blood pressure and kidney

Thursday, September 12, 2019

Rewrite the first draft of the business plan Essay

Rewrite the first draft of the business plan - Essay Example Those who had dealing with us in the past need no more elaboration about us. That which is evident requires no introduction or appreciation. Our clothing selections and exclusive personal style services would make it an attainable reality to own a special dress for every woman. Beauty, to a great extent, is God-given. But we shall certainly make one more presentable and admirable. Our Style Assessment will be done by an experienced specialist, and we have specially designed a questionnaire aimed to reveal your projections as to the type of dress needed by you. We have a unique album that gives minute details/measurements of thousands of patterns, and an exclusive photo album. You will be shown an exclusive range of fabrics in different color/patterns, which is specially created for us by the experts and you won’t find this range in any other boutique during the season for which it is intended for. This is the guarantee and the entire range is copyrighted. Take our assurance to your exclusiveness. Women assess it better and men understand it well. Fashion is such a unique concept. I head the think tank (management) of our designers group consists of 4 women and 1 man. This is no ordinary paper partnership. Each one of us is an expert, and thinks much ahead than what is available in the fashion world today. Our sole concern is our customers are well and exclusively dressed. Step into a right company, and we look forward for a long and happy association with each of our client. People come to us with an enquiry and end up being our permanent clients. We have a purpose in everything we do—to work for the entire satisfaction of our customers. Patrick Lencioni writes, â€Å"An organization that has achieved clarity has a sense of unity around everything it does. It aligns its resources, especially the human ones, around common concepts, values, definitions, goals, and strategies’, thereby realizing the synergies that all great companies

Wednesday, September 11, 2019

Financial marketing Essay Example | Topics and Well Written Essays - 3000 words

Financial marketing - Essay Example In relation to the situation of credit crunch, it is usually observed that lenders are unable to provide adequate credits to borrowers, resulting in lessening their purchasing power. The term ‘credit crunch’ is recognised as a sudden restriction in the availability of various elements linked with credits or loans that include credit cards, inter-bank lending along with mortgages due to lack of financial liquidity. Thus, credit crunch is a situation wherein the availability of loans reduces by a considerable extent and accordingly, results into the condition of depression or recession (Cava, 2013). The quotation ‘‘†¦ the 2007 credit crunch is generally considered to have been triggered by losses on subprime mortgages in the USA, but its impact was too wide and too deep to be explained by losses in that sector alone† imply shortage of credit in the US economy (Pilbeam, 2010, pp. 427). This particular concern or issue i.e. credit crunch was commenced in the United States (US) during the year 2007 due to certain factors that eventually led towards the aforesaid critical situation. In this regard, it has been identified that the lenders in the US economy have been facing adequate challenges in recovering their loans leading to bad debt mortgages. Additionally, credit rating failures in the economy caused massive fluctuations to the disposable income within the US economy, during the period 2007-2008. The fluctuation in the disposable income led to massive fluctuations in sub-prime lending, affecting the housing market of the US severely. The losses in relation to sub-prime mortgages also adversely affected the financial market as the financial institutions were unable to repay the increased debt in the housing sector of the US. The subprime mortgages have unfavourably affected the financial system of the US as the customers along with the investors lost confidence in their approaches due to lack of obtaining credits or loans in th e economy. It has been conceived that the credit crunch in the US economy mainly caused due to the structure of an inappropriate interest rate policy designed by Federal Reserve (Whalen, 2008). Therefore, based on the above discussion, it can be ascertained that the effect of credit crunch eventually led towards the development of crisis situation in the US and ultimately affected the global economy at large. A.2: Mechanics of the Crunch Credit crunch in the US has led to the development of global crisis, which adversely affected the financial markets of other countries and also impacted the world economy. It has been identified that the interest rates in the US were quite high for a longer time period i.e. during the period 2003-2006. In this context, a constant rise in the interest rates has led to the development of inflation condition in the US. The rise in the interest rates has unfavourably affected the prices in the housing market in the final quarter of the year 2006. Subseq uently, the combination of factors including increasing interest rates and declined value of the housing market

BUDGETING Coursework Example | Topics and Well Written Essays - 750 words

BUDGETING - Coursework Example Business planning, being one of the internal processes, can be made more successful if the business prevents any implications and problems in its projects and practices its being planning about. Budgeting helps these processes in the most effective way by managing the cash flow and helps you to decide when to invest in which project you have planned at the right time which will produce the best results. All during the business planning, a budget plans helps to control the finances, gives you assurance whether you can fulfill your ongoing commitments or not, helps you to decide the best financial decision which fulfills your objectives and last but not the least, it helps to plan and gives you estimation regarding the money you can spend on your future expansionary plans. Budgeting should not be mixed with the forecasting because unlike a forecast, budgeting is a ‘planned’ outcome which the business thrives to get to its achievement (Peterson and Fabozzi, 2002). When it c omes to business planning, it also includes one of the most technical business tasks which is decision making. Budgeting improves this decision making process because it gives you a clear cut idea that which plan is practical and which can be fulfilled with the finance in hand. With the help of effective budgeting skill, a business can never run out of cash or even some issues are detected in cash flow, they can be easily found out and fixed before time. This clearly gives a deep understanding about the relationship between budgeting and business planning (Peterson and Fabozzi, 2002). These two benefits the business if done effectively and efficiently together. Budgeting being the provider of control and accountability over the finances and revenues of the business, aid business planning and make it successful. The reasons behind a planning are fulfilled with the help of making a budget but it never helps the most when it comes to business control. This is an entirely different thin g and cannot be related with budgeting. The above explanation illustrates how budgeting can be a great help in planning and it’s actually doesn’t play any vital role in business control. With the help of Capital budgeting, evaluation of investment proposals can be done easily in the best possible way. Such type of budgeting actually helps a business to decide which proposal should be ranked first so that it can be undertaken and investment can be made on it. For any investment, a business needs a proper financial plan because it will be business’s finances and capital returns which will be invested and benefits in the future will be gained and as budgeting is a part of financial planning, so without it, an investment proposal cannot be evaluated (Wildavsky, 1996). When it comes to evaluation, the first thing to do is to come up with all the possible strengths and weaknesses of a specific proposal, and when it comes to investment, business has to be really carefu l and should dream of only fulfilling those proposals which can be undertaken and comes in the boundary of business’s finances. In capital budgeting, the speed of evaluation process gets geared up as by using this method; those proposals are top ranked which include no real choice for example replacing a leaking sewer line with an updated one, as this one will remove any

Tuesday, September 10, 2019

Strategic Human Resource Management Essay Example | Topics and Well Written Essays - 2500 words - 3

Strategic Human Resource Management - Essay Example The discussion provides recommendations on how organizations should align their strategies to achieve excellence. Competitive advantage and Life cycle models explore the link between the set business strategy and the policies and practices within the human resource department. Comparing and contrasting lifecycle model and competitive advantage is essential in terms of their similarities and differences with respect to HRM. Competitive advantage model includes differentiation as a way of achieve unique feature that can be of valued to the buyers. The resources that give a firm a competitive advantage should have value. Life cycle model encompasses all the relevant stages demonstrate the growth or maturity stage of a firm. For the HRM to have a gain competitive advantage, the policies and practices must be in keeping with the development stage in the life cycle model (Rees and Smith, 2014). The viability of human resource depends on how well the differentiated products are in tandem with the industry demands (Johnson, Scholes, and Whittington, 2002). Therefore, competitive advantage and life-cycle models help to shape the HRM policies and practices in response to industry demands in different life cycle stages. Competitive advantage and life cycle models cannot be applied in isolation. A mature organization requires cost leadership and differentiation to survive in the industry. The viability of a firm to sustain competitive advantage stems from attaining maturity. Boxall and Purcell (2011) argue that a firm may set out to be the best in the industry by focusing on cost and product differentiation but it must have reached the maturity stage to position itself well in the market. The organization must be mindful of the lifecycle stages to initiate a change in the tactics used to approach the market. The HRM practices are geared towards reducing competition and offering products that are cost effective for all customers (Marchington and Wilkinson,

Monday, September 9, 2019

Value Innovation at Johnson and Johnson Case Study

Value Innovation at Johnson and Johnson - Case Study Example For a large international corporation this would include the ability to manage across multiple dimensions of the business and having open communication throughout the organization. Without strong communication and the ability of skills and creation to move through the organization the value innovation would fail in Tidd, Bessant, and Pavitt's explanation of value innovation. Davilla, Epstein and Shelton (2006 p 15) examine that value innovation is technological: "research and development (R&D), or new product development" and strategic: "defining the business model." The Davilla, Epstein and Shelton (2006) definition offers a linear explanation, where there are two roads to value innovation. However, unlike Tidd, Bessant, and Pavitt (2005), Davilla, Epstein and Shelton (2006) do not examine the need to mobilize across multiple dimensions. They treat value innovation as a bilateral necessity, where one sector of management would focus on innovation of research and development while another management team focuses on strategic value. As with Tidd, Bessant, and Pavitt (2005), communication between the two divergent management sectors would be vastly important to creating and implementing any value innovation. Without it, technology may take a separate road than strategy. This would create confusion for the organization and for the consumer in deciding whic h ideals are concrete and which are fluid throughout the company. In contrast, O'Brien compares business strategies and defines a value innovation strategy as "Finding new ways of doing business" (O'Brien 2004 p 43). According to O'Brien, value innovation includes "the development of unique products and services, or entry into unique markets or market niches [and] making radical changes to the business processes for producing or distributing products and services that are so different from the way a business has been conducted that they alter the fundamental structure of an industry" (O'Brien 2006 p 42). O'Brien's definition is yet again different, where the focus is on the business as a whole and not as a segmentation of skill sets, technology resources, or strategy. Synthesis and Evaluation Is the assumption that value innovation must rely on technology and strategy to maintain a competitive business presence correct Authors Kim and Mauborgne (1999 p 58) do not believe that value innovation should rely on technology and strategy innovation. In fact, they treat value innovation as a separate concept. Kim and Mauborgne (1999 p 58) focus on the need of consumer value, where the "Value innovation links innovation to what the mass of buyers value." Kim and Mauborgne offer a more encompassing definition of value innovation, stating: "Value innovation also differs from technology innovation [] technology innovation is not a requisite for value innovation; value innovation can occur with or without new technology" (Kim and Mauborgne 1999 p 57). This is further supported by Holme, Mangusson and McKelvey (2007 p 32) who state that "One shortcoming is the narrow focus on